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Thursday, February 2, 2012

Option 2 for financing - down the hole...

Well, we pursued another option for financing and it has turned out, 3 days later, that option has fallen through. Due to some short-sales and pre-foreclosures in our past, we're having to involve other people in our financing option.  It's a huge ask!  I'm not offended that this last option fell through.  The family member called me last night and said that they did a risk analysis - if something catastrophic happened to Mike or I, then they would become liable.  It is a huge ask when they have a family and are responsible for their own housing expenses and everything.  Now, Mike and I don't ever plan on this falling back on the responsibility of the family member but the reality is, we don't know the future.  Something catastrophic could happen.  So, we're on to our next option - a new family member. This will be our last ask. If it doesn't work out, then we will have to rent and pursue buying a house in a year or so.  We did learn that with several foreclosures put on hold last year, we will only see an increase this year.  If that is the case, our options of a great house can only increase as we wait for the right financing options (or the stars to align).

This is hard for us.  We started this marriage saying we wouldn't intertwine family and money.  And yet, we're breaking that rule.  

Can I goosh a little?

Skip this post if you don't want to hear me goosh about my husband.  I was just thinking about how I need a haircut - haven't gone since the wedding in May 2011 (I know, unhealthy for my hair right).  Then, that string of thought led me to think about my husband.  Before we got married, he would go to get his haircut from the same girl every two weeks.  My husband is balding and so he shaves his head very short.  Since we got married, we bought a $30 hair shaver and we shave his hair every two weeks at home.  It's little things but he has really stepped up on saving money. I feel like he has done so more than I have.  He takes his lunch everyday: a salad, chicken and cottage cheese or left overs from the previous night's dinner.  I really do have a great husband.

Okay, gooshing done but I don't think I tell him enough how great he is so I had to set it in stone (aka the blogosphere).

Wednesday, February 1, 2012

Broken Celebrations

I don't really have a housing post to make this week.  Tonight, I broke a bowl - which just adds to the list of glasses I've broken.  They are all Mike's dishes.  Do you think I'm subliminally trying to say something?  I'm really not.  Every time something breaks, I might be sad but the reality is... it's one less thing to move when Moving day comes :).

That's my tip - celebrate the broken things.